PRIVACY POLICY

This Policy applies to information we may collect on this Website, or in an e-mail, text and other electronic messages between you and us. This Policy does not apply to information collected by us off-line or through any other means, including on any other website operated by the Company (in which case the website will be covered by a separate privacy policy).

To use the services provided by ETS Risk Management, you will be required to register. During the registration process, you will be required to provide certain personal information such as your name, address, telephone number and email address. You will also be required to provide a valid credit card number. The website will not ask for information such as your driver’s license number or tax identification number; however, in certain circumstances we may ask for your Passport number and/or a copy of the passport with your photograph. You are responsible for the accuracy of the information provided to us.

We collect different types of information from and about users of our Website, including information by which you may be personally identified, such as name, mailing address, e-mail address or telephone number (“personal information”), and information about your internet connection, the equipment you use to access our Website and usage details. We collect this information directly from you when you provide it to us, and automatically as you navigate through the site.  Information collected automatically may include usage details, IP addresses and information collected through cookies, web beacons and other tracking technologies; or from third parties, for example, our business partners.

As you navigate through and interact with our Website, we may automatically collect certain information about your equipment, browsing actions and patterns, including: details of your visits to our Website, including traffic data, location data, logs and other communication data and the resources that you access and use on the Website; and information about your computer and internet connection, including your IP address, operating system and browser type. The information we collect automatically is statistical data and does not identify any individual.  It helps us to improve our Website and to deliver a better and more personalized service by enabling us to: estimate our audience size and usage patterns; store information about your preferences, allowing us to customize our Website according to your individual interests; speed up your searches and recognize you when you return to our Website. The technologies we use for this automatic data collection may include: Cookies (or browser cookies).  A cookie is a small file placed on the hard drive of your computer.  You may refuse to accept browser cookies by activating the appropriate setting on your browser.  However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website.  One result of our use of cookies may be retargeting advertising; that is, you may notice our advertising after you exit our website and, subsequently, visit another website. Flash Cookies.  Certain features of our Website may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from and on our Website.  Flash cookies are not managed by the same browser settings as are used for browser cookies. Web Beacons.  Pages of our Website and our e-mails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an e-mail and for other related website statistics (for example, recording the popularity of certain Website content and verifying system and server integrity).

We use information to present our Website and its contents to you; to provide you with information, products or services that you request from us; to fulfill any other purpose for which you provide it; to provide you with notices about your account/subscription, including expiration and renewal notices; to carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection; to notify you about changes to our Website or any products or services we offer or provide though it; and in any other way we may describe when you provide the information, or for any other purpose with your consent.

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction. We may disclose personal information that we collect or you provide as described in this Privacy Policy to our subsidiaries and affiliates, if any; to contractors, service providers and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them; to a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of the Company’s assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which personal information held by the Company about our Website users is among the assets transferred;  to third parties to market their products or services to you if you have consented to/not opted out of these disclosures; to fulfill the purpose for which you provide it; for any other purpose disclosed by us when you provide the information; and with your consent. We may also disclose your personal information, without notice or consent to comply with any court order, law or legal process, including to respond to any government or regulatory request; to enforce or apply our terms of use (see www.ETS Risk Management.com/terms) and other agreements, including for billing and collection purposes; or if we believe disclosure is necessary or appropriate to protect the rights, property, or safety of the Company, our customers or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

You can review and change your personal information by logging into the Website and visiting your account profile page. You may also send us an e-mail at info@ETS Risk Management.com to request access to, correct or delete any personal information that you have provided to us.  We cannot delete your personal information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

All other feedback, comments, requests for technical support and other communications relating to the Website and/or our Services should be directed to: info@ETS Risk Management.com Thank you for visiting our Website.